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Mortgage Checklist

Income

  • Current pay stubs covering the most recent 30 days
  • Most recent two years individual federal “1040s”  tax returns (complete with all schedules)
  • W-2’s that match the wage income listed on the two tax returns
  • Most Recent two years Business tax returns (Corp, Partnership, LLC. Etc; self employed only)

 

Assets

  • Bank and Investment statements (all pages) covering the most recent two months
  • Retirement account statements (all pages) for the most recent two months

 

Miscellaneous

  • Copy of mortgage statement(s) for any currently financed properties
  • Photo Identification (passport, driver’s license, Green Card)
  • Copy of Deed (for refinance transactions)
  • Current homeowners/hazard insurance policy (for refinance transactions)
BCB Community Bank NMLS #101926
591 Avenue C, Bayonne, NJ  07002
Office:  (201) 823-0700
contactus@bankwithbcb.com
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